IMAGE MASTI


IMAGE MASTI

MESSAGE FROM THE DIRECTOR, IMA

The challenges that life throws at you, makes you explore the untouched facets of your own personality and there is nothing more intoxicating than challenging your own limits. This is what made me come to IMA. As a newborn has to be carefully cradled and moulded into a fine young adult, so is the way IMA has to travel. I envision IMA as the best banking institute across the face of the globe in the coming years. I see the world emulating us and trying to achieve the
benchmark set by us.


As I entered IMA on June 16th, I was reminded of a bee hive buzzing with activity. The energy flowing through the aircould charge up any dead battery and get it working- and why not, that’s what the youth is about. The youth- you, are an asset to the nation. I view you as self actualized people- knowing the right from the wrong, understanding what commitment can do to an organisation on a whole and to you at an individual level.

I want the Pos of IMA to grow and blossom into human beings the world can envy, to take the nation to the horizonsnever explored or experienced. I am confident that you- together can make all the difference in the world.

As every journey of thousands of miles, begin with the first step, I am here to take those first few steps with you.
All the Best…!!!



Brig. Pradeep Singh Siwach

A Brief Introduction of Our Director

Brig. Pradeep Singh Siwach is an M.Sc. in Defence studies from Chennai University and MMS from Osmania University. He is currently enrolled for PhD in Management at Osmania University. Brig. Siwach has served in the army for 34 years. Prior to joining us at IMA, he was the Head of Faculty at Tri Service College of Defence Management. He has presented research papers on strategic management and HRD subjects in reputed seminars and journals. You can reach him with all your queries and problems at pradeep.siwach@manipalu.com.
We welcome you sir.
On behalf of all PO s at IMA

FROM THE EDITORS DESK

On a wet & melancholy Sunday morning, I was walking past the Hussain Sagar. The ancient & somewhat stale wind blowing from the west made my walk even more calm & tranquil. At intervals, a lonely bird sang, cleaving the almost engulfing silence. It was then I heard the murmur… Periodic yet prominent. It rose… I knew I was getting closer to the source, it sounded like voices rising in unison. I was really curious…early in the morning, what is exactly
happening out there? And then I saw them… In the middle of the Sanjeeva Reddy Park, they all stood in somewhat ill-formed rows, with their posh & expensive cars waiting for the respective privileged masters, outside the park. The Corporate honchos of Hyderabad…business tycoons, Executives of big MNCs…charismatic, powerful & almost embarrassingly rich, …guess what were they doing? Believe me…they were laughing! Yes… they were… a big, hearty laughter… at regular intervals. Their old & seasoned voices tore through the silence of the park as they laughed…. echoed almost. ‘The corporate laughter’ or ‘the laugh therapy’ they call it. They say, a hearty laughter for 10 minutes early in the morning helps to control the regulation of hormonal flows… thereby calms down the ever jangling corporate nerves, provides them peace… the most craved-for feeling these days. Here at IMA, probably we all can understand what those people were trying to do. We too feel the pinch… don’t we? Clichéd days go by, with the elements of pressure piling up on our young shoulders. Assignments, presentations, exams, long unending hours at IMA… no time for ourselves... to think, to ponder over the time we’re going through. It’s all too systematic, too stagnant. We all want the weekend to come… we all crave for relief. Even then, we have lots of work in the weekends as well. Where’s the way out? So here we are! Presenting you a new fun-pill, the new edition of IMAge…. The ultimate laugh-riot. You will find
your stress melting away…as you indulge in the fun & the frolic. IMAge will be our own laughter therapy.
Finally, I would like to thank all those who have worked really hard to make this concept a humour-filled reality. My sincere gratitude goes to Debarti Dutta, the co-ordinator of IMAge and all the executive board members. A special thanks to Pritam Kar for helping out in the proof reading process and of course, Jagdeshwar Rao Senapathi who takes care of the online edition of IMAge. This thanksgiving session will be incomplete without thanking our own Raghu Sir
for helping us out in writing the Highlights of “Indian Banking Conference, 2008” at ISB, Hyderabad.
At the end of it all, it’s a collective effort and it will give us enormous happiness if this edition lights up your face with a hearty smile. Laughter is undoubtedly the best medicine and the greatest prize for us.
Happy reading.
Chiranjibi Dipti Ranjan Panda

From the mouth oF the Co-OrdinatOr

A big hello to all the readers and a grand welcome to the third edition of Image... better known as the Masti Edition.
I would like to start off with a hearty congratulations to team IMAge for bringing out this edition, as it required special efforts on everyone's part – owing mainly to the various other tests and activities that took up a lot of our time here at IMA over the last 2 months. I would also like to thank each and every one of the students at IMA for some really amazing articles. The articles
included in this edition are sure to keep you glued to the magazine. While there are great stories and funny poems, there are also “Masti” facts about IMA, details on great places to hang out while at Hyderabad and brilliant artwork. This edition is sure to strike a chord with every IMA student as it brings forth issues close to our hearts while making an attempt to ensure that good humor prevails. If you want to know what I am talking about then let me just hint at the
joke on the never ending lunch line – hidden somewhere in this edition – for you to find, read and laugh over.
Lastly, yet most signficantly, I have to thank Dr. Baishali Mitra for her unending zeal and enthusiasm in helping us bring out this edition. She was truly one of the pillars of support for the IMAGE team. Thank you Madam.
Dear Readers, before I sign off let me congratulate the winners of the IMAGE contest Winners for the last edition and remind all of you that we have contests galore for you to indulge yourselves this time around too. IMAge, the Masti Edition, has truly been an amazing experience for me and I hope that each one of you has a rocking time whenever you pick this edition up.
Bye Bye, Cheers, & Happy Reading.
Debarati Dutta.

READER’S FEEDBACK AND RESPONSES

Feedback: A good work done by the team and is more informative and educative. Wishing the team all the best in their future endeavours.
J. Raghu (Faculty, IMA)

Response: Thank you Sir. Your active participation and the feedback will propel us to work harder.

Feedback: Good Work. A coloured copy next time would be great. Try making the next issue more entertainment oriented. Pranabjit Sahoo (Section: H)

Response: Well Pranab, feedback well taken. Hope you will enjoy the ‘Masti’ edition which definitely has loads of fun and entertainment in it. As for the coloured copy, we’re working on it and hopefully our next will be coloured! Enjoy reading.
(A lot many like Pranab want to see a colored magazine)

Feedback: A praiseworthy initiative. Hats off to you people on your time management skills. It’s really amazing how you people take out time from your hectic schedule for the magazine. Keep it up.
Anjali Bharti (Section: B)

Response: Hey Anjali, thank you. I am glad that you appreciate our efforts. Do keep pouring in your suggestions and comments. They keep us motivated. Happy reading!

Feedback: General knowledge + Technical knowledge + English + Inspiration + Management + Eustress + Entertainment +Love = IMAge. Must Include:- computer related articles for awareness of IT
Vishal Chourasia (Section: H)

Response: Wow! Now that’s called creativity. We will try to include an IT section next time. Since this is a ‘masti’ issue, we’ve focused more on light articles. Keep giving in your ideas.

Feedback: First of all, I want to congratulate you for your best efforts. We should include more creative articles and more useful information about banking technology being used these days.
Anil Kumar Singh (Section: G)

Response: Thanks Anil. We’ll try to include some such articles. It will be great to get some articles from you on the stated aspect. Hope you enjoy reading this issue.

Feedback: Good initiative. Continue publishing regularly. Include a ‘message’ or ‘SMS’ section if possible where people can write short messages for specific person or group, section or IMA as a whole.
Anonymous!

Response: First of all, we would like to know who you are! Thanks for that input. I think it will be fun writing for each other. We would really appreciate if you could write the first message and put it across to us!

HigHligHts of indian Banking ConferenCe – 2008 at ISB, HyderaBad

On 13th of June 2008, The Centre for Analytical Finance (CAF) hosted the Indian Banking Conference - 2008 at the Indian School of Business. Many senior bankers, financial experts, academic researchers, top officials and business heads from major Public, Private & Foreign banks operating in India & last but not the least, a good number of students from IMA Hyderabad participated in that conference.

The banking fraternity was represented by the RBI, State Bank of India, Axis Bank, Citigroup India, NABARD, Canara Bank etc. The theme of the conference was “Economic & Social responsibilities of Indian Commercial Banks and the possibility of a Healthy Compromise”. The Conference promised to address India’s changing role
in the new exciting banking landscape, and explore the myriad of opportunities that are evolving in this sector. Are there ways for the Indian commercial banks to achieve both objectives: performance and social responsibility? This was the question the Conference aimed to find answers to. It consisted of two panel discussions and a special address.

The first panel discussion on “Competitiveness of Indian Commercial Banks” had an eminent panel comprising Mr. OP Bhatt, Chairman, State Bank of India; Mr. PJ Nayak, Chairman & CEO, Axis Bank; Mr. Sanjay Nayar, CEO, Citigroup India and Mr. Joydeep Sengupta, Director, McKinsey & Co. The panel addressed several concerns such as how the performance of Indian banks compare to their global counterparts, what is the role of the Indian banking sector in the Indian economy at large, what are the concerns of the public sector banks, why does private sector have an edge, how do new banks compete with established banks, should banking be ownership neutral etc.

“Banks do not exist in vacuum. They make a large contribution to the country’s GDP growth, meet the demand of the growing middle class, contribute to infrastructure spending, and reach out the semi-urban and rural areas”, said Mr. Bhatt. He also stated that although public sector banks serve a number of social & macro-economic objectives like financial inclusion, agricultural lending, Govt. debt, stock market operation etc, but they are suffering from lower valuation. It is happening because of lower asset quality, lower productivity etc. “Public sector banks are inferior to their private counterparts in terms of customer service, proactive sales, world-class
operations etc. This is due to issues like inability to attract and retain best talent, union issues, and finally the ownership and operational issues,” he said.

Mr. Nayak shared his ideas that how the new private banks have gained significant market share by using technology for operational efficiency, superior sales & distribution channels and creation of mass outreach ATM services etc. In conclusion, he remarked that different ownership types have lead to different operation model, and it remains to be seen which business and operation model is most conducive to the Indian banking climate.

“Where does India want to take the banking sector as a whole?” was the question posted by the third panelist, Mr. Nayar. His presentation emphasized on the ‘scalability’ issue and its importance for foreign banks in India. He said “after food & fuel, the greatest shortage in India is Finance”. Foreign banks face many constraints like higher tax rates, no access to Govt. wallet, capital raising problems, regulatory framework for home & host countries etc. These things stand as barriers & obstruct their way to play an active role in the Indian financial industry.

Mr. Sengupta shared with the audience some of his research findings about how the sector has performed, how competitive it really is and finally the role of regulators and policy makers. “Indian banks have provided high returns to shareholders over the last few years. It is also serving the economy in terms of value creation and employment generation. The sector has improved on capital allocation, resulting in lower NPAs. However it still performs poorly in areas like access to finance. The loan concentration is limited to the four metros”, he pointedout.

During the second panel discussion on “Social Responsibilities of the Indian Banking Sector,” panelist Rajesh Chakrabarti, Assistant Professor of Finance at the ISB said that the social responsibility in the banking sector implies “stability, planned growth and equitable distribution of credit and growth of small industries and farming”. He also explained the barriers for wholesale financial inclusion like physical assess, eligibility, affordability etc.

Mr. Vijay Mahajan, Chairman, BASIX elaborated the main factors to assume financial inclusion like: private ownership, professional management, no cap on interest rates, commitment to local areas & also to focus on local community. He emphasised that “banks should be socially responsible, beyond the normal CSR, because banks are special and a high leverage businesses, and the deposits come from large number of small people. The failure of one bank can lead to system wide reverberations”, he explained.

Mr. K.G. Karmakar, MD, NABARD emphasized on the policy changes for the priority sectors, the need to redefine the role of rural money lenders, need for setting up Rural Credit Bureaus etc.

V.R. Das, Executive Director, R.B.I felt that deposit account is the gateway to financial inclusion & the approach is to connect people. The second thing he stressed on was the usage of multiple channels to expand outreach.

One of the highlights during the Conference was a special address on ‘Indian Banking Sector Reforms’ by Dr. Raghuram Rajan, Chair of Committee on Financial Sector Reform, Planning Commission; and Eric J Gleacher Distinguished Service Professor of Finance, University of Chicago.

Some of the recommendations he shared with the audience were –
i. Share credit information more widely
ii. Expedite the process of creating a unique national ID number with biometric identifications
iii. Encourage the local private banks since they have a good knowledge of the locality
iv. Increase the scope of foreign banks so that they can reach the masses
v. Allow liberal use of banking correspondents
vi. Liberalize interest rates that institutions can charge, ensuring credit reaches the poor
vii. Offer priority sector loan certificates to all entities that lend to eligible categories in the priority sector Throwing some light on the macro-economic frame work, Professor Rajan said, “Don’t expect the RBI to do magic.” He said that we expect too much from the RBI, and have innumerable and irreconcilable mandates. Thus the RBI is moving from one objective to another. “My suggestion to the RBI is to do one thing well at a time,” he said. The conference was concluded with vote of thanks proposed by Prof. M.R. Rao, Dean, ISB.


Special thanks to Raghu sir for his co-operation & guidance

SportS Update

CRICKET
i. Australia had a 2-0 series victory in the West Indies with a hard-fought 87 run win in the third and final test.
ii. Rajasthan Royals defeat Chennai Super Kings in the finals to win the inaugural edition of Indian Premier League launched by BCCI.
iii. England defeated visitors New Zealand in the Test Series.
iv. Pakistan won ODI tri-series held in Bangladesh by defeating INDIA in the finals.
v. 3 match ODI series between Sri Lanka and West Indies was won by West Indies 2-0 as third and final match was abandoned due to heavy rains. S.Chanderpaul was adjudged Man of the Series.
TENNIS
i. Rafael Nadal wins French Open successively for fourth time by decimating Roger Federer in the finals in straight sets. The Spaniard equalled John Bjorg’s record of 4 consecutive French open titles.
ii. Womens' Singles Final was won by Serbian Ana Ivanovic against Dinara Safina of Russia.
HOCKEY
i. Argentina beat India 2-1 in a keenly contested final to take home their first Sultan Azlan Shah Cup. Both the Argentine goals came through Mario Almada, while Sandeep Singh netted for the Indians.
FORMULA 1
i. Ferrari leads the constructors table with 73 points after Canadian GP which was won by Robert Kubica of BMW Sauber.

GUpshUp

(REMEMBER THE ADVT OF THAT WASHING SOAP)
Sharad Pawar is in dressing room when Deepika Padukone comes there
Sharad: Ohho, Deepika Ji, aiye aiye Lejiye aapka dhoni taiyaar hai
Deepika: Ye nahin wo (pointing towards yuvi)
Sharad: Lekin aap to har baar wo wicket keeper wala...
Deepika: Leti thi... Par jab 6 ball pey 6 chakkey milein to koi ye kyun ley, wo na ley
Sharad : Maan gaye...
Deepika: Kisey?
Sharad: Aapki parkhi nazar aur super sixer, Dono Ko...

Blunders in business

What has communication got to do with business??? If you say nothing – you gotta be kidding me! Blunders made in businesses, are seldom forgiven by the market and what’s more, you might make yourself a laughing stock because of a simple mistake like a faulty translation. Sounds farfetched? Read on.
i. Parker Pen Company had developed and promoted in USA, the first reliable fountain pen that did not
stain people’s shirt pockets while carrying them. The company used the tagline ‘Avoid embarrassment –
Use parker Pens’. When the company decided to enter South America and translated the promotion line
into Spanish, they got a response that was different than what they had anticipated. The Spanish word
for embarrassment also means pregnancy. Parker Pens were being promoted as contraceptives!
ii. A museum is Japan had a gem of a message advising the patrons in English to “Refrain from taking
photographs and reproducing.”
iii. Ford introduced a low cost truck – ‘Fiera’ in South America. It kept wondering about the low sales till it
came to know that ‘fiera’ meant ‘ugly, old woman’ in Spanish.
iv. Toyota’s MR2 sold well in many countries except France. MR2 often pronounced as ‘merde’ means
‘human waste’ in French!
v. Hotels across the world have also contributed a fair share to communication bloopers:
 ‘Please leave your values at the front desk.’ (Paris)
 ‘You are respectfully requested to take advantages of the chambermaids.’(Tokyo)
 ‘For anyone who has children and doesn’t know it, there is a day-care centre on the first floor.’ (Moscow)
 ‘The manager has personally passed the water served here.’ (Acapuleo)
 ‘The lift is being fixed for the next day. During that time, we regret you will be unbearable.’ (Bucharest)
Hilarious isn’t it? But this has cost hundreds of dollars to the companies that have mis-communicated. So what
do all the young managers do? Stick to the saying:
“Learn from the mistakes of others. You can’t live long enough to make them all yourself!”

Humorous Quotes

The world is divided into people who do things, and people who get the credit.
i. The best way of preventing milk from getting sour is to keep it in the cow.
ii. God is known as man’s best friend because he gives no advice, never tries to borrow money, and has no
in laws.
iii. A barking dog barks while barking.
iv. Where were you born? In a hospital. Why? Were you sick?
v. Don’t make your guests feel at home. If they wanted to feel at home, they would have stayed at home.
vi. I was in the army. My wife sent me nagging letters. I couldn’t enjoy the war in peace.
vii. Speak well of your enemies. Remember – you made them!
viii. Nothing is impossible for a man who doesn’t have to do it himself.
ix. Why do women live longer than men? They have no wives.
x. There’s no fool like an old fool. You cannot beat the experience.

Life in iMA…

It all starts in the morning when I accidentally bump into my alarm just to find out there are only 15 min left for the BUS to leave! With all the roomies and neighbours to adjust in one bathroom (their bathrooms being under repair most of the time) and finish with the daily chores, learning the principles of being mutually beneficial, I get ready! Then there is race... race to reach the bus. As soon as the driver sees me approaching the bus.....he leaves. Damn! There are still 5 min left! After centuries I finally find a rickshaw crawling along the road side seeming to be the last of its kind, a very rare scene. And to my relief it’s empty. God I love you so much! But
suddenly there is a mad rush I see a crowd approaching really fast towards this "rickshaw".... in case I forgot to mention I am not the only one who missed the Bus. Then managing to convince the "riksawwalla" to take us to the academy ,telling him the directions and not to forget the bargaining of the sky rocketing prices had made me believe I can overcome any hurdle in life as far as "rickshaw" is concerned! So while attempting to make a world record we, i.e.10 in a "rick", manage to reach the Academy... on time! Phew!! Oh sorry not yet I forgot about the queue for the breakfast. Sometimes it leaves us all fasting instead of breaking it. NO people in IMA love to eat.... the food is over in this case!! We rush to the class rooms as soon as we enter there is our professor standing and I listen someone calling my name and the CR saying "ABSENT"!!!
"But Sir!!" "No sorry I can’t help you are expected to be in class at sharp 9". Thanks for reminding me that!! Sheesh.. The lecture goes on and you keep blaming yourself even though I am physically present here, with all the difficulties I had to go through, I am officially absent!! Bohoo..everthing is fine for sometime but after a while my stomach starts hurting , remember I couldn't have my breakfast.. But it’s just 2nd lecture. I wait. Keep myself patient, clam!! Then the thing I've been waiting for "its 12:40". I rush up and what I see reminds of this females soft voice telling me "aap katar mein hain ,kripaya pratiksha karein".Well I have lunch obviously can’t afford to miss that!! We continue with the rest of the lectures and come back all weary .The dinner is better, we have it peacefully... as the Sun God after all does spare us for a while!! The night is usually spent studying or making a project and waking up ending having to use the laptops as a pillow is not a rare sight to see in IMA.... But at the end its the zeal and energy what we share with our friends and determination is what makes us keeps going all the way... at least till now!

10 places to visit in Hyderabad

i. Café Mocha (Road No. 7, Banjara Hills) – Undoubtedly one of the hippiest place around and my personal favorite. The place has everything going for it – the ambience, the food, the coffee, the crowd etc.
ii. Prasads (Necklace Road) – Do what you like. Eat, shop, watch movies, play, flirt…
iii. Alleygator (3D road, Secunderabad) – The best gaming parlour in Hydereabad. A good place to have your parties too.
iv. Café Coffee Day – the original coffee with first centers. Great place to laze around for hours especially at Kauveri Hills.
v. Minerva (Somajiguda) – Good food, great service
vi. Durgam Cheruvu (Jubilee Hills) – ‘Breathtaking’ is the word for the artificial park. Positioned ‘uncomfortably’ on the western side of the Secret Lake.
vii. Runway Nine (Medchal Road) – Have’nt been there but looking forward too. Go-carting is the top attraction apart from food, games, movies and stuff.
viii. 10 Downing Street (Begumpet) – The swankiest pub in the town, one of the most happening places. The food is good and so is the crowd especially the ladies nites on Wednesday!
ix. Hyderabad Central (Punjagutta) – It defines the new age multiplex mall. The biggest mall around.
x. Eat Street (Necklace Road) – Great concept to have your favorite fast food besides the lake and road passing through it.

Faculty and I

When my faculty talks about his subject, he is – Omniscient
When I do the same, I am – Chatter box
When he tries to know everything that goes on in the class, he is – Concerned
When I try to know the same, I am – Noisy
When he is absent from the class, he is - busy or ill
When I am, I must’ve been on a – date
When he chats with his colleagues, he is – Exchanging Ideas
When I chat, I am – Gossiping
When he takes extra classes, he is – sincere with his work
When I ask for extra classes, I am – Too Inefficient
When he takes a long time to solve a problem - he is being thorough
When I do the same - I am slow

Café MoCha

Café Mocha, originally known as Coffees and Conversation is the place to be if you are in a lookout for more than just a cup of coffee. Their deserts, drinks, snacks and hookahs are simply divine. And don’t worry, their hookahs are fruit flavoured with no tobacco content. In a décor that resembles a Cairo lounge, lamps and dim lighting, the waiters are dressed to the theme as is the music being played. The menu gives you as many options as articles in a newspaper. My favorites being the utterly sinful positive layer chocolate cake, The Vertigo and The Chocolate Avalanche is a devilish combo of chocolate and coffee ice cream, chocolate cake, chocolate bits, chocolate sauce and almost every form of chocolate on the planet. For people who don’t have much of a sweet tooth, there is a plethora of snacks, pita and fries to choose from. Now switching to the drinks bit, the Mocha shake is the best for people who like cold coffee. One can even try
the Black Forest Shake – a blend of coffee, cream and chocolate, or an equally amazing Oreo Cookie Shake. Their house blend Cappuccino is good for those who prefer their cup hot and steamy and of course, the classic Latte. And for those without a caffeine rush, I would suggest Country Lemonade, Berry Blast and Tropical Smoothies out of the huge range of thirst quenching coolers. Café Mocha has also introduced a buffet lunch on Sundays for Rs.300/- from 12 noon to 3 p.m., where one gets to literally gorge on lavish offerings of pasta, crepes, rolls etc.
Café Mocha is an ideal weekend gateway after a long hard week at work. Even though one might have to wait before getting seated, but trust me fellas….. Café Mocha is worth the wait.
Address: #8-2-574/B, Road no. 7, Banjara Hills, Hyderabad.
Phone #: +91-40-23350133/44

Two ShorT STorieS

Jesus and Satans’ Contest
Jesus and Satan have an argument as to who is the
better programmer. This goes on for a few hours until
they come to an agreement to hold a contest, with
God as the judge. They set themselves before their
computers and began. They typed furiously, lines of
code streaming up the screen, for several hours
straight. Seconds before the end of the competition, a
bolt of lightning strikes, taking out the electricity.
Moments later, the power is restored, and God
announces that the contest is over. He asks Satan to
show what he has come up with. Satan is visibly
upset, and cries, “I have nothing. I lost it all when the
power went out.” “Very well, then,” says God, “Let us
see if Jesus fared any better.” Jesus enters a
command, and the screen comes to life in vivid
display, the voices of an angelic choir pour forth from
the speakers. Satan is astonished. He stutters, “B-bbut
how?! I lost everything, yet Jesus’
program is intact! How did he do it?” God chuckles,
“Everybody knows Jesus saves.”


The Pope’s Golf Game
The Pope met with his Cardinals to discuss a proposal
from Benjamin Netanyahu, the leader of Israel. “Your
Holiness,” said one of his Cardinals, “Mr. Netanyahu
wants to challenge you to a game of golf to show the
friendship and ecumenical spirit shared by the Jewish
and Catholic faiths.” The Pope thought this was a
good idea, but he had never held a golf club in his
hand. “Don’t we have a Cardinal to represent me?” he
asked. “None that plays very well,” a Cardinal replied.
“But,” he added, “there is a man named Jack Nicklaus,
an American golfer who is a devout Catholic. We can
offer to make him a Cardinal, then ask him to play Mr.
Netanyahu as your personal representative. In
addition, to showing our spirit of cooperation, we’ll
also win the match.” Everyone agreed it was a good
idea. The call was made. Of course, Nicklaus was
honored and agreed to play. The day after the match,
Nicklaus reported to the Vatican to inform the Pope
of the result. “I have some good news and some bad
news, your Holiness, “ said the golfer. “Tell me the
good news first, Cardinal Nicklaus,” said thePope.
“Well, your Holiness, I don’t like to brag, but even
though I’ve played some pretty terrific rounds of golf
in my life, this was the best I have ever played, by far.
I must’ve been inspired from above. My drives were
long and true, my irons were accurate and purposeful,
and my putting was perfect.
With all due respect, my play was truly miraculous.”
“There’s bad news?” the Pope asked. “Yes,” Nicklaus
sighed. “I lost to Rabbi Tiger Woods by three strokes.”

Car Names ExplainEd

AUDI - Always Unsafe Designs Implemented
BMW - Bought My Wife Brutal Money Waster Break My Window
BUICK - Big Ugly Indestructible Car Killer
DODGE - Drips Oil, Drops Grease Everywhere
FORD - First On Recall Day First on Rust and Deterioration
GM - General Maintenance Great Mistake
GMC- Garage Man’s CompanionGot A Mechanic Coming?
HONDA - Had One Never Did Again
HYUNDAI - Hope You Understand Nothing’s Drivable and Inexpensive...
MAZDA - Most Always Zipping Dangerously Along
PONTIAC - Poor Old Neanderthal thinks It’s A Cadillac
TOYOTA - Too Often Yankees Overprice This Auto
VOLVO - Very Odd Looking Vehicular Object Vehicles of Low Velocity Owners

StreSS management – Quiz

Do you handle stress well? Try our health quiz to test your stress levels and read tips to help manage stress and improve your health.
1. You're in the 8 items or less express lane at the supermarket and you notice someone ahead of you has over 12
items in their basket. You:
A. Call for the manager
B. Don’t let it bother you
C. Complain under your breath to the person behind you
2. You know exactly which situations make you feel stressed:
A. Always
B. Never
C. Sometimes
3. The amount of stress you experience in a difficult situation is influenced by:
A. Your thoughts and feelings
B. Your behaviour
C. All of the above
4. You prepare yourself for stressful situations in advance by rehearsing how you will handle them:
A. Always
B. Never
C. Sometimes
5. Your average day always includes time for exercise and fun:
A. Never – you don’t have the time
B. Always
C. Only on weekends
6. Your boss tells you off. You are upset and you:
A. Tell yourself you probably deserved it
B. Yell back
C. Wait till you both calm down then talk to the boss about it
7. You were planning a weekend away with a friend who rings you at the last minute to cancel. You:
A. Hang up in a rage
B. Try and organise someone else to go with you
C. Go out and drown your sorrows
8. When things go wrong you tend to think:
A. ‘This is a disaster – I can’t cope’
B. ‘This is a challenge I can meet’
C. ‘I’m out of here!’
Answers
Give 10 points to the questions if you have marked 1B, 2A, 3C, 4A, 5B, 6C, 7B, 8B.
Give 7 points to the following items if you have marked 1C, 2C, 3A, 4C, 5C, 6A, 7C, 8C.
Give 0 points to the following items if you have marked 1A, 2B, 3B, 4B, 5A, 6B, 7A, 8A.
Scores
0-20 :
You tend to bottle things up until you reach exploding point. Try talking about your worries before they get
too big to handle. Make more time in your life for relaxation and develop some strategies to let off steam
constructively.
25-55: You talk about what’s stressing you out but often not to the person who can most help. Try rehearsing
situations that are stressful for you and imagine yourself handling them more confidently. Avoiding situations that
you find stressful only works to a point. Take on achievable projects at home or at work that will build your sense of
confidence and achievement and develop your problem solving and goal setting skills.
60-80: You are a good stress manager. You know what your stress triggers are and you are able to handle them
when they arise.

Was it so?

This is a true story from the Japanese Embassy in US!!!
A few years ago, Prime Minister Mori was given some basic English conversation training before he visits
Washington and meets president Bill Clinton...
The instructor told Mori Prime Minister, when you shake hand with President Clinton, please say 'how r u'.
Then Mr.Clinton should say, "I am fine, and you?" Now, you should say 'me too'. Afterwards we, the translators
will do the work for you."
It looks quite simple, but the truth is...
When Mori met Clinton, he mistakenly said "Who r u?" (Instead of "How r u?")
Mr Clinton was a bit shocked but still managed to react with humor:
"Well, I'm Hillay's husband, ha-ha..."
Then Mori replied "me too, ha-ha..".
Then there was a long silent in the meeting room.

IMA MAstI trIvIA

Masti Facts:-
1) Popular hangouts of IMA’ns
 Heritage Fresh
 The Juice Wala
 Nariyal Pani wali Gali
 Terrace
Not so popular, but nevertheless some more hangouts of IMA’ns
 Computer Lab
 Library
2) IMA has made life heaven for many. Some of them are
 Xerox Stores- Profit up 300%
 The Juice Wala- Profit up 500%
 Laptop companies especially “Dell”
 Heritage Fresh & Reliance Wellness
3) IMA has become the only academy where men are hotter than women. Thanks to the cooler provided at the
women’s hostel, which keeps them cool.
Masti MCQ’s:-
1) Which section has got the biggest impact of studying ethics & CSR?
a) B
b) F
c) Both
d) None
Answer- C (That’s the reason why B conducted the “Social Drive” and F organised the “Blood Donation Camp”)
2) Which amongst the following has the biggest “line”?
a) Railway ticket line
b) Telephone bill line
c) Electricity bill line
d) IMA lunch line
Answer-D (The funny thing is in the first three options when your number finally comes, the person at the
counter leaves saying “It’s lunch time” and in the last option when your number finally comes, the person at the
counter leaves saying “Lunch time is over”.)
3) Which is the most popular word/sentence in IMA?
a) Please...
b) Are you getting it?
c) Yama...
d) Aree baba
e) Suppose uh….
f) All of the above
Answer-F (Because if there is an option “All of the above”, most of the times it’s correct)
Masti Short questions:-
1) Which section will get Corporate as the specialization?
Answer- Section I
2) Which section won’t be placed in rural areas?
Answer- None
3) What is the future of IMA’ns?
Answer- BPO, Now don’t panic. BPO here means Bank Probationary Officer

verses SECTION

In a class exercise, four parameters were given around which a story had to be constructed. This group consisting of Arya, Aradhana, Mohan, Garima, Gaurav, Sapna, Subhransu, Priyanka and Swati, beautifully carved out a poem. Following were the parameters and then follows the poem.
Character – A recent graduate, Setting – A party, Time – Early spring, Situation – Someone who has failed in love



There was once a guy
Who was very shy
Men thought there was nothing he cared
But there was a secret love he didn’t share
The look of her face made him forget time,
The sparkle in her eyes made him forget life.
He completed college,
Though with only some knowledge.
So in spring they had a graduation party,
And there was this girl he had found so pretty
Spring was the season,
Love was the reason.
Come hell or high water,
There was nothing that would matter
Her looks so beautiful,
The guy became very cool.
He walked to her with a rose,
His heart, full of hope
He loved her so deeply,
But proposed so meekly
She stared at him with her lovely eyes,
And her answer pierced him like ice
The rejection was something he couldn’t take
And he thought that he would break.
But looking at the spring sky,
He thought he’d give life another try

Examination

It’s a beautiful imagination
Examination! Examination!!
At IMA, three months of valuable education,
Recently, gave birth to our examination,
And, no matter what so ever was initial
sensation,
Lastly, it all ran into a frustration.
God knows them who created this fashion
But examination is prevalent in every nation.
It gives us the sensation, hard enough to mention
The tension created, postpones our navigation.
At the end of 1st trimester examination,
I hope most of you enjoyed at Majestic Station.
Anyway, examination is the ladder to the aim
That all of us loudly claim.
But as they arrive near all try to avoid fear
Something

Your Life Costs MuCh

Our birth is our opening balance
Our death is our closing balance
Our prejudices views are our liabilities
Our creative ideas are our assets
The heart is our current asset
Soul, is our fixed asset
Brain is our fixed account
Thinking is our current account
Achievements are our capital
Characters and morals are our stocks in trade
Friends are our general reserves
Values and behaviour are our goodwill
Patience is our interest earned
Love is our dividend
Education is our brands
Knowledge is our investments
Experience is our premium account
The aim is, to tally the balance sheet accurately
The goal is, to get the best-presented accounts award.

Zindegi ye Zindegi

,
, , 􀀀􀀀􀀀 ,
.
􀀀􀀀 Boy Friend, 􀀀􀀀
Girl Friend ,
,
.
􀀀􀀀 Home Sickness ,
􀀀􀀀 Girl Friend
.
,
Girl Friend 􀀀􀀀 - 􀀀􀀀 􀀀􀀀􀀀 ,
…..
,
􀀀􀀀 AC 􀀀􀀀􀀀 .
􀀀􀀀􀀀 ,
􀀀􀀀 .
􀀀􀀀 ,
Gym
.
McDonalds, PizaaHut ,
-
.
…..
Work Relation ,
􀀀􀀀 .
Professional ,
Social .

Long Way to Go

Long Way to Go
My journey is long
But my speed is slow
That’s why I know
I’ve a long way to go
I chose the path seldom one would take
And everybody said you’re making a big
mistake
For it had obstacles which continued to
grow
But I kept running because my heart said so
Initially the target seemed difficult to attain
And all my efforts were going in vain
I realized I had to increase my pace
As I was running to win the race
But I got tired and fell on the way
Saw many going ahead & away
My legs had taken up some pounding
I couldn’t run so I started crawling
But they say God is a great leveller
Even to a tired traveller
Steep slope was the way ahead
And those who were running wounded their head
So I attained my goal, thanks to God
Because if he sent the devil, he also sent a sword
But that’s not the point where I take rest
As life is a mystery, a continuous test
My journey is long but my speed is slow
That’s why I know I’ve a long way to go
That’s why I know I’ve a long way to go.

Idea

Idea stems out from the imaginative power,
Perhaps to create a knowledge shower;
Things from old & new concepts,
Brought together to bridge real life facts;
Sometimes crazy & at times silly,
But comes from the beautiful mind as a lily;
Ideas are the creation of mind,
So always be kind & thankful to your mind;
Practical experiences & faults are in it,
It may be wrong somewhere while somewhere it may
fit;
So, let all of us think more & more,
To make the mind’s

InspIratIon from tare JamIn paar


The Colours.....

….. And there it ends. Then… all set… old Parker
in hand,
I sat down to write a romantic poem……
Writing from a far-off land, my friend,
Reorganize the old hand? The melting words!
Does it still rain at your place?
And the wind gently caresses the hair. Does it?
And the earthly smell, sensuality….?
I see the pedestal broken… and the dreams
scattered. “Distance never increases between a
couple of trees.”
With time, their roots meet, underneath.”
And I still stand erect, my friend, stand strong,
My mirror hasn’t betrayed me yet.
The collage of broken dreams, the creator,
And a hypocrisy called love. Mercy… romantics.
….. And there it ends. Then… all set… old Parker
in hand, I sat down to write a romantic poem…
I dig up the old wounds…..to let the fresh blood flow.
The purifier. Flowing river drowns the melting words,
I take up my brush… to fill the canvas with colours
again,
You are not welcome the shades of grey. The shadows
Of my dreams. Paint me red. The crimson- crave.
It’s long since I saw the blue hills, the crystal rivers,
The winding roads carpeted by fallen leaves. They all
Call me again. My old friends. My love.
Colours of the world…. Come down to me again.
Let me live….. a butterfly…. five days of eternity.
Under the deep blue skies I stand. Alive again.
Raindrops pour in…. the sound echoes in my world.
The end of ennui. The times of love.
I feel the caressing hand…. as I paint my world.
….. And there it ends. Then… all set… old Parker in
hand, I sat down to write a romantic poem...

Talk abouT Women

Call a woman a kitten, but never a cat,
You can call her a mouse, cannot call her a rat.
Call a woman a chicken, but never a hen!
Or you surely will not be her caller again.
You can call her a duck, cannot call her a goose,
You can call her a deer, but never a moose,


You can call her a lamb, but never a sheep,
Economic she likes but you can’t call her cheap.
You can say she’s a vision, can’t say she’s a sight,
And no woman is skinny, she’s slender and slight.
If she should burn you up, say she sets you afire,
And you’ll always be welcome, you trick old liar.

EXPAND IT LIKE THIS




COLLAGE AND ART GALLERY







Customer First Series




TEAM IMAGE


From left (Rashi Jain, Abhinav Kashyup, Chiranjibi D.Panda, Vishal Chaurasia, Parikshit Kapila, Varun Sharma, Reshma
Menon, Anand Jhamnani, Victor Chen, Anubhuti Jain, Ayan Kumar Das.)
IMAge Team Members
Editor- Chiranjibi D. Panda
Co-ordinator- Debarti Dutta
Executive Board Members- Abhinav Kashyup
Anand Jhamnani
Anubhuti Jain
Ayan Kumar Das
Parikshit Kapila
Rashi Jain
Reshma Menon
Varun Sharma
Victor Chen
Vishal Chaurasia